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B. In distinction, the subsequent might be evidence that a creditor's capability-to-repay willpower was not realistic or in fantastic religion:The creditor's potential-to-repay dedication consequently could be unreasonable or in lousy faith. Nonetheless, in other cases inconsistently utilized underwriting benchmarks might be the result of, such as,

involve individual data inside the Lender s techniques which may be accessed by other companies from the Financial institution s group for credit score assessment, statistical Investigation such as behavior and scoring and also to establish services (such as People provided by 3rd get-togethers) which may be suitable to the Borrower; andLendingTree

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